EFM is a multi-billion-dollar originating lender which has been meeting the community's financial needs since 1978. Through years of dedicated service, the company has established an impressive track record of record-breaking production, satisfied customers, and agressive expansion in a continuing effort to meet the client's needs.

We back our commitment to service with a team of mortgage loan professionals who possess years of in-depth experience in financial planning. Our staff is consistently updated with new industry information and is extremely knowledgable of the ever-changing IRS tax regulations.

A firm committed to excellence, EFM continues to make great strides in the mortgage banking field. Our level of professionalism has set new standards for the industry and the 21st Century, while our great number of repeat customers and extensive referral network demonstrates the success we enjoy in satisfying our clients.